financial advice

Check out the latest articles from the Leo Anzoleaga Group

What is Negative Equity in Real Estate?

What is negative home equity and how do you fix it?

Are You Financially Ready for Retirement?

Use these 3 steps to find out if you are financially ready to retire at your target age!

Applying for a Mortgage? Here are 9 Tips to Avoid a Delayed Closing

Common ways you could sabotage your mortgage!

5 Things That Impact Your Credit Score

Five factors impact your credit score, but they are not weighed equally.

What is the HOA Capital Contribution Fee?

If your home is part of a homeowners association, you may be responsible for paying the HOA capital contribution fee.

Big Savings For FHA Mortgage Borrowers Just Announced

On February 22, the Department of Housing and Urban Development (HUD) announced a 30 basis point reduction (.3% of the loan balance) to the annual mortgage insurance premiums (MIP) charged to homeowners with a mortgage insured by the Federal Housing Administration (FHA).

How Much Money You Can Gift Without Being Taxed

If you want to gift money to a loved one to buy a home, the gift tax is not your only tax-free option. Learn about your gift tax and lifetime exclusion options.

Should I Buy a Foreclosed Home?

When the market is competitive for buyers because inventory is limited like it has been for the past three years, foreclosed properties seem like a great option, especially for first-time homebuyers or real estate investors. But is it smart to buy a foreclosed property as your primary residence?