What is negative home equity and how do you fix it?

If you plan to buy or sell a house, it's important to understand the appraisal process. Learn what an appraiser does and the steps they take to evaluate your home in this blog post!

Title insurance helps you mitigate the risk of title issues during your homeownership.

Learn more about the underwriting process and what our underwriter does during the mortgage process.

Use these 3 steps to find out if you are financially ready to retire at your target age!

Common ways you could sabotage your mortgage!

Five factors impact your credit score, but they are not weighed equally.

Read about the five most common first-time home buyer mistakes (and how to avoid them).

If your home is part of a homeowners association, you may be responsible for paying the HOA capital contribution fee.

Your mortgage interest is not always tax-deductible, but here are ways you can find out if yours is.

The top home insurance myths we hear from home buyers!

Let's acknowledge that accidents, disasters, and acts of nature happen. Your home is your largest investment, and it's essential to protect it with coverage that caters to your lifestyle.

On February 22, the Department of Housing and Urban Development (HUD) announced a 30 basis point reduction (.3% of the loan balance) to the annual mortgage insurance premiums (MIP) charged to homeowners with a mortgage insured by the Federal Housing Administration (FHA).

You have the power to opt out of your contact information being sold as a Trigger Lead to credit bureaus with these two steps. But act now - it must be done before you apply for your loan!

If you want to gift money to a loved one to buy a home, the gift tax is not your only tax-free option. Learn about your gift tax and lifetime exclusion options.

Recent data tells us that if you are ready to purchase a home but have been waiting for home prices to fall, now is the time to get moving. Remember, wealth is not created by timing the market – it’s created by time IN the market. The sooner you buy a home, the sooner you will start building equity and be one step closer to financial freedom.

When the market is competitive for buyers because inventory is limited like it has been for the past three years, foreclosed properties seem like a great option, especially for first-time homebuyers or real estate investors. But is it smart to buy a foreclosed property as your primary residence?